Model Obligations as a
Graph, Not a Flat Table
Most small businesses don’t fail tax compliance because they’re malicious. They fail because the system is fragmented, confusing, and disconnected from their daily operations.
Interconnected Web
Taximate sees obligations as an interconnected web of life events, business activities, and legal requirements.
Contextual Dependencies
Changing one variable automatically triggers a cascade of updates across related obligations.
Proactive Risk Mapping
The system identifies potential compliance gaps before they become official penalties.
Mutual Transparency
A shared graph that both you and the state can trust as the single source of truth.
The Graph Advantage
Modeling compliance as a graph respects the fact that tax is a story about your life, not just a formula.
If you have a standard Personal Income Tax (PIT) return only (Salary/Employment income, and common reliefs such as Pension, NHF, NHIS, and Life Assurance), you can file seamlessly with Blackgoat Basic. Roughly 65% of Nigerian taxpayers are eligible for this standard filing category.
Examples of situations included in a Standard PIT Return:
- Employment Income (PAYE) from one or more employers
- Interest and Dividends (where WHT is final tax)
- Consolidated Relief Allowance (CRA)
- Pension Contributions (RSA)
- National Housing Fund (NHF) Contributions
- National Health Insurance Scheme (NHIS) Contributions
- Life Assurance Premiums
- Business Expenses (for specialized Self-Employed filings)
Blackgoat Advanced (for situations not included in Standard Return):
- Complex Capital Gains adjustments
- Foreign Income with double taxation treaty claims
- Complex Trust or Estate income
- Business Income requiring audited financial statements
Blackgoat Guarantees
100% Accurate Calculations Guarantee: If you pay a State Internal Revenue Service (SIRS) or NRS (formerly FIRS) penalty or interest because of a Blackgoatcalculation error, we'll pay you the penalty and interest. You are responsible for paying any additional tax liability you may owe. This guarantee is good for the lifetime of your tax return, defined as six years from the date you filed it.
Maximum Tax Savings Guarantee: If you get a larger refund or smaller tax due from another tax preparation method by filing an amended return, we'll refund the applicable Blackgoat purchase price paid. This guarantee is applicable to the specific tax year filed.
Audit Support Guarantee: If you receive an audit letter from a State Board of Internal Revenue or NRS (formerly FIRS) based on your Blackgoat individual or business return, we will provide one-on-one question-and-answer support with a tax professional. We will not represent you before the tax authority or provide legal advice unless you have purchased the Audit Defense add-on.
Satisfaction Guaranteed: You may use Blackgoat Online without charge up to the point you decide to print or electronically file your tax return. Printing or electronically filing your return reflects your satisfaction with Blackgoat Online.
* Prices are subject to change without notice. Internet access required; standard data rates apply to download and use mobile app.