Deductible Expenses
Use this page as the entry point for expense guidance, forecasting, and assisted filing when you need help validating deductions.
Browse platform resources and help articles before you finalize which expenses belong in your filing.
Browse ResourcesUse the forecast flow to estimate the impact of deductions before you move into submission.
Open ForecastFor mixed income, business expenses, or document-heavy claims, use the expert-support path.
Find a ProfessionalIf you have a standard Personal Income Tax (PIT) return only (Salary/Employment income, and common reliefs such as Pension, NHF, NHIS, and Life Assurance), you can file seamlessly with Blackgoat Basic. Roughly 65% of Nigerian taxpayers are eligible for this standard filing category.
Examples of situations included in a Standard PIT Return:
- Employment Income (PAYE) from one or more employers
- Interest and Dividends (where WHT is final tax)
- Consolidated Relief Allowance (CRA)
- Pension Contributions (RSA)
- National Housing Fund (NHF) Contributions
- National Health Insurance Scheme (NHIS) Contributions
- Life Assurance Premiums
- Business Expenses (for specialized Self-Employed filings)
Blackgoat Advanced (for situations not included in Standard Return):
- Complex Capital Gains adjustments
- Foreign Income with double taxation treaty claims
- Complex Trust or Estate income
- Business Income requiring audited financial statements
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Maximum Tax Savings Guarantee: If you get a larger refund or smaller tax due from another tax preparation method by filing an amended return, we'll refund the applicable Blackgoat purchase price paid. This guarantee is applicable to the specific tax year filed.
Audit Support Guarantee: If you receive an audit letter from a State Board of Internal Revenue or NRS (formerly FIRS) based on your Blackgoat individual or business return, we will provide one-on-one question-and-answer support with a tax professional. We will not represent you before the tax authority or provide legal advice unless you have purchased the Audit Defense add-on.
Satisfaction Guaranteed: You may use Blackgoat Online without charge up to the point you decide to print or electronically file your tax return. Printing or electronically filing your return reflects your satisfaction with Blackgoat Online.
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